6 Reasons why you should consider using a mortgage adviser

As a Mortgage Adviser I work on behalf of my clients to help them find the best mortgage terms and rates that meet their financial needs. I have access to a wide range of home loan options from various lenders, which gives me a larger scope to find the best solutions when it comes to lending. I also offer expert advice on different lenders, loan options and smart strategies to help my clients save thousands of dollars in interest over the life of their loan.

I’m paid a commission by the Lender you choose, making it free of charge for the borrower in most cases. Teaming up with a Mortgage Adviser allows you to lean on my vast industry knowledge of the banks, their products and policies and how they work. I also get to know and work with you to determine your financial goals and aspirations which can add real value when presenting your application to the bank.

The biggest saving for you is TIME. By having a trusted Mortgage Adviser as part of your personal finance team, you can save time, effort, and money, as I typically work with many different lenders and offer a variety of loan options. It’s important to do your research when choosing a Mortgage Adviser as unfortunately not all Advisers are created equal so be sure to ask about how they'll help you, what their fees are, lenders they work with, and experience in the business.

The best part is that I'm here for the life of your loan. It’s not just about getting you a mortgage to buy your home but also structuring it in a way that you will help you pay it off as soon as possible!

Here are just some of the key benefits you can expect from having a Mortgage Adviser on your team:

Sounding board

When you engage with a Mortgage Adviser at the very beginning of the property buying process I can serve as a valuable sounding board for your goals and ideas.

Opening the door to a wider selection of loans and lenders

I collaborate with various lenders on a daily basis, including near-bank and non-bank lenders. This provides you with a shortcut to relevant lenders and the ability to find the most competitive deals FAST.

Connecting the dots

Obtaining a mortgage often involves time-consuming paperwork and communication back and forth with the bank. You have one chance to make a good impression with the bank so part of my job is to connect all the dots for you. By utilising a Mortgage Adviser’s services, you can expect to be presented to the bank in the best possible manner which will ensure a favourable outcome for your circumstances.

Looking outside the box

If your past or present challenges the chance for securing a home loan with mainstream lenders, I can look outside the box to help you find lenders who are more flexible and understanding of your circumstances.

Working with your best interests in mind

As a qualified Mortgage Adviser I’m bound by the Code of Professional Conduct which means I have to adhere to a very high standard of ethics and conduct when dealing with clients.

Ongoing support for loan reviews and refinancing

By establishing a partnership with a Mortgage Adviser, you can be rest assured of ongoing support when your mortgage comes up for review or your circumstances change.

In conclusion, collaborating with a Mortgage Adviser offers an array of benefits. I provide expert advice, access to a wide array of loan options and can save you time, money, and stress. A Mortgage Adviser acts as your personal loan guide, navigating you through the complex mortgage landscape. I handle all the legwork, negotiate on your behalf, and work tirelessly to find the best mortgage deal tailored to your specific needs. So, if you're stepping into the world of home ownership or exploring refinance options, remember, a Mortgage Adviser can make your journey smoother and more rewarding.