Advice on investing in your first property adding to your portfolio
We can help you look at options whether it’s getting into your first investment property or helping to structure your existing portfolio to set you up to be in the best future financial position.
You can sometimes leverage your existing property and use the equity to purchase another property. There are different loan options such as interest only to make cashflow more affordable.
We can also work alongside your Accountant to understand the best way to set up an your new investment loan so that you maximise your financial position.
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More loan services we offer
First Home Buyers
Purchasing your first home can be overwhelming. I will provide step-by-step guidance throughout your first home journey which includes comparing mortgage options, helping navigate the paperwork, explaining the costs, and offering expert advice throughout the process.
First Home Buyers
Buying and Selling
When it comes to buying a second home this can be a bit more complex than when you bought your first home. Should you buy first or sell first? Can you keep your current loans in place? How do you get together a deposit? Will there be break fees?
Buying and Selling
Refinancing Options
Refinancing is a term which means you change your mortgage from one bank to another. There are a lot of things to consider before doing this such as break fees, lawyer's fees and cash back agreements. I can work with your current bank and a new bank to provide you options and let you know the advantages and disadvantages.
Refinancing Options
Refixing Options
When your fixed rate is coming up for renewal I can help you negotiate your rates with your bank and check they are competitive with what is being offered in the market.
Refixing Options
Reviewing your current loan structure
I am happy to review your current loan structure and offer advice and recommendations which is a free service. This review will include looking at your current loan structure, fixed rates, cashbacks that are in place, if you have revolving credits or offset facilities and that they're working for you.
Reviewing your current loan structure
Self employed
Being self-employed can sometimes mean your income isn’t as straightforward as being employed. Some banks will say you need 2 full years financial statements however this is not always the case. Navigating a set of financials and understanding your business is my speciality.