Advice and recommendations on your current home loan structure
It’s a good idea to review your loan structure and circumstances annually to make sure your lending is structured correctly and you’re paying off your home loan as quickly as possible.
We can review your current loan structure and offer advice and recommendations which is a free service. This review will include looking at your current loan structure, fixed rates, understanding any changes you might have to your circumstances, income, savings within the next 12 months . We review our customers annually to ensure their loans are working for them and that they are on track with whatever their future goals are.
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More loan services we offer
First Home Buyers
Purchasing your first home can be overwhelming. I will provide step-by-step guidance throughout your first home journey which includes comparing mortgage options, helping navigate the paperwork, explaining the costs, and offering expert advice throughout the process.
First Home Buyers
Buying and Selling
When it comes to buying a second home this can be a bit more complex than when you bought your first home. Should you buy first or sell first? Can you keep your current loans in place? How do you get together a deposit? Will there be break fees?
Buying and Selling
Investors
Whether it’s purchasing your first investment property or adding to your portfolio I can help guide you on your options. Getting the right advice is key to making sure your loans are structured correctly, to protect yourselves against future changes in personal circumstances and bank policy changes.
Investors
Refinancing Options
Refinancing is a term which means you change your mortgage from one bank to another. There are a lot of things to consider before doing this such as break fees, lawyer's fees and cash back agreements. I can work with your current bank and a new bank to provide you options and let you know the advantages and disadvantages.
Refinancing Options
Refixing Options
When your fixed rate is coming up for renewal I can help you negotiate your rates with your bank and check they are competitive with what is being offered in the market.
Refixing Options
Self employed
Being self-employed can sometimes mean your income isn’t as straightforward as being employed. Some banks will say you need 2 full years financial statements however this is not always the case. Navigating a set of financials and understanding your business is my speciality.
Self employed
Are you ready to unlock your financial future?
