How we can help when it's time to sell your home and buy a new one
When it comes to buying a second home the process can be a bit more complex than when you brought your first home. The most common questions I get are:
- Should I buy first or sell first?
- Can I keep my current loans in place?
- How do I get together a deposit?
- Will there be break fees?
- Can I keep my house as a rental?
Everyone’s situation is different, we can help guide you through the process and work with the banks to make sure the process goes smoothly, you are fully informed and know your numbers.
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More loan services we offer
First Home Buyers
Purchasing your first home can be overwhelming. I will provide step-by-step guidance throughout your first home journey which includes comparing mortgage options, helping navigate the paperwork, explaining the costs, and offering expert advice throughout the process.
First Home Buyers
Investors
Whether it’s purchasing your first investment property or adding to your portfolio I can help guide you on your options. Getting the right advice is key to making sure your loans are structured correctly, to protect yourselves against future changes in personal circumstances and bank policy changes.
Investors
Refinancing Options
Refinancing is a term which means you change your mortgage from one bank to another. There are a lot of things to consider before doing this such as break fees, lawyer's fees and cash back agreements. I can work with your current bank and a new bank to provide you options and let you know the advantages and disadvantages.
Refinancing Options
Refixing Options
When your fixed rate is coming up for renewal I can help you negotiate your rates with your bank and check they are competitive with what is being offered in the market.
Refixing Options
Reviewing your current loan structure
I am happy to review your current loan structure and offer advice and recommendations which is a free service. This review will include looking at your current loan structure, fixed rates, cashbacks that are in place, if you have revolving credits or offset facilities and that they're working for you.
Reviewing your current loan structure
Self employed
Being self-employed can sometimes mean your income isn’t as straightforward as being employed. Some banks will say you need 2 full years financial statements however this is not always the case. Navigating a set of financials and understanding your business is my speciality.